Coming soon · Join the waitlist · divisa.lat
EXCHANGE
USD ↔ MXN
INSTANTLY.
NO BANK.

Are you a Mexican freelancer getting paid in USD? Get paid directly to your CLABE in minutes.
Are you an expat or gringo in Mexico? Convert your dollars to pesos without an INE or bank account.

+ No hidden fees
+ SPEI in minutes
+ Real FX rates
+ For all of Latin America
Receive payments from these apps — your client doesn't change a thing
How it works
AS SIMPLE
AS A TEXT MESSAGE.

Four steps. Your client uses the app they already know. You get paid to your regular account.

01 —
Create your payment profile
Sign up in minutes. Divisa.lat gives you everything: a US account for Zelle and Venmo, a European IBAN for Wise and Revolut, and a card processing link. All in one profile.
02 —
Share with your client
One screen with all your payment methods. Send it via WhatsApp, put it on your Instagram, or include it in your quote. Your client sees exactly how to pay you with the app they already use.
03 —
Payment arrives in minutes
Your client pays from their favorite app. Divisa.lat detects it in seconds and notifies you on WhatsApp: "You received $200 USD from Sarah Johnson via Zelle." You don't do anything.
04 —
Withdraw whenever you want
Choose automatic withdrawal to your CLABE via SPEI, or keep your USD balance in the app and withdraw when the exchange rate is right for you. You decide.
Who it's for
YOU HAVE USD
AND NEED
MXN.

Mexicans earning in USD from international clients. Expats and gringos living in Mexico. Freelancers, tour guides, nomads, digital workers.

🗺
Tour guides & travel
Tours, excursions, private transfers. Your American clients want to pay with Zelle before they arrive.
"I lose bookings every week because I can't receive Zelle directly."
📸
Photographers & videographers
Destination weddings, expat photo sessions, international projects. Collect your deposits without friction.
"My client from California wants to pay with Venmo and I don't know how to receive it."
💼
Freelancers & consultants
Design, development, marketing, consulting. Clients in the USA and Europe who pay in USD or EUR.
"My German client wants to pay with Wise but I don't have an account to receive it."
🏄
Instructors & coaches
Surf, yoga, language, fitness. Expats who want to pre-pay their lessons before arriving in your city.
"I prefer collecting full payment upfront but I don't have an easy way to do it."
🏡
Expats & digital nomads
You live in Mexico with dollars or euros. No INE, no Mexican bank account needed. Convert to MXN in minutes.
"HSBC rejected me because I don't have an INE. I have $2,000 USD and I can't even pay my rent."
💵
Gringos in Mexico without INE
You just arrived. You have dollars. You need pesos to live, pay rent, eat. Now you can convert instantly without a bank.
"I arrived in Guadalajara with $5,000 USD. I can't open a bank account without an INE. Who will change my money?"
🛍
Artisans & online sellers
You sell on Etsy, in expat markets, or to tourists directly. Get paid in dollars with no middlemen.
"My international customers want to pay with card but I don't have a terminal."
Money flow
FROM THEIR APP
TO YOUR CLABE.

Less than 3 minutes. You don't lift a finger. Completely automatic.

Your client pays from
Their favorite app
Zelle Venmo CashApp Wise Revolut Card PayPal
→
Automatically converts
DIVISA.LAT
~2 minutes · Real FX rate
→
You receive in
Your account
SPEI CLABE MX USD Balance
Real example — $500 USD via Zelle
Your client sends
$500 USD
−
Divisa fee (1.2%)
$6 USD
−
FX spread (0.8%)
$3.97 USD
=
You get
~$8,700 MXN
Western Union would give you ~$8,500 MXN for the same transfer. With Divisa.lat you pocket an extra $200 MXN per transaction.
Pricing
NO FINE
PRINT.

You know exactly what you'll earn before confirming each transaction. No surprises.

Most popular
Basic
For freelancers, guides, and service providers earning up to $5,000 USD/month.
$0 /month
+All payment apps included
+1.2% fee per transaction
+0.8% FX spread on withdrawals
+Automatic SPEI to your CLABE
+WhatsApp notifications
+Hold USD balance, withdraw anytime
High volume
Pro
For businesses with constant international payment flows. Includes API.
$19 USD/month
+Everything from Basic
+Lower fee: 0.6% per transaction
+FX spread 0.4%
+API to embed on your site
+Scheduled automatic withdrawals
+Priority support in English & Spanish
Waitlist

NEED TO
EXCHANGE
USD?

Divisa.lat is under development. First 50 to sign up get 6 months completely free.

68 people already on the list
First 50 — 6 months completely free